For roommates

A roommate expense tracker that keeps everyone square

Log what you share, split it fairly and see exactly who owes whom. No spreadsheets, no scrolling back through the group chat, and no awkward reminders.

Why shared households lose track

Rent is usually agreed once. Everything else is not: the electricity bill one person pays, the groceries someone picked up, the internet, the cleaning supplies, the takeaway when everyone was too tired to cook. Each item is small. Together they add up, and without a record, memory decides who owes what.

What Squadly does for a house

  • Log a shared expense in seconds and choose who it is split between
  • Four ways to split: evenly, by percentage, by shares or by exact amounts
  • Amounts add up to the cent, with no lost pennies
  • A running balance for each person, updated as expenses are added
  • A full history of every expense in the squad
  • Tasks, events and trip planning for the same group of people

How it works

  1. Create a shared group for your home. In Squadly, shared costs are kept in a group that the app calls a trip, so name it after your address or your lease and invite your roommates.
  2. Add an expense whenever someone pays. Say who paid, who shares it and how to split it.
  3. Check the balance whenever you like. It shows who owes whom, updated for every new expense.

Splitting rent fairly

Rent is a decision you make once, and the split is worth getting right. If you are still working it out, the rent split calculator shows equal, by-room-size and by-income splits side by side, and our guide explains how to split rent with roommates fairly. For a one-off shared bill, try the bill split calculator.

Your own money stays your own

Squadly also has a personal finance area, with income, bills, debts, goals and budgets, that is private to your account. Your squad only sees the expenses you share with them.

Frequently asked questions

Is Squadly free for roommates?

Yes. Everything in Squadly is free during early access, with unlimited squad members and no payment method required.

How does Squadly split an expense?

You choose who paid and who shares it, and split evenly, by percentage, by shares or by exact amounts. Amounts are worked out in whole cents so the parts always add up to the total.

Can it track my own money as well as shared costs?

Yes. Squadly also has a personal finance area for your income, bills, debts, goals and budgets. It is private to your account and is not visible to your squad. Recurring bills and income can be added to your transactions automatically each month.

Can I delete my data?

Yes, at any time from Settings. Your personal records are erased permanently. Expenses you shared with other people stay visible to them, with your name and details removed.

Keep it going after the calculator

Squadly tracks who paid, who owes what, and updates the balance for everyone. Free while in early access.

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