For roommates, couples & travel squads

Money between people, made calm.

Split bills to the cent, set gentle budgets, and see the month at a glance. Trips and chores live alongside, for the same group of people.

No credit card required · Free plan covers unlimited squad members

September

Sample data

Spent so far

$1,860 / $2,100

  • Rent & utilities$1,180 of $1400
  • Groceries$412 of $500
  • Dining out$268 of $200

    $68 over budget

How it feels

Three small habits, one calmer wallet

Nothing to set up first. Start with one, and the rest is there when you want it.

1

One-tap capture

Add an expense in seconds from the button on every screen, and pick who shares it. Splits are worked out to the cent.

2

Gentle budgets

Set a limit per category and watch the bar fill as you spend. Go over, and the numbers turn red so it never sneaks up on you.

3

Monthly story

See where the month went by category, and how it compares with last month, without building a spreadsheet.

The process

Four steps, start to settled

01

Create a squad

Start one for your house, your trip, or your friend group. Invite people by email or a shareable pass code — no app download required to join.

02

Add an expense

Pick who paid, how to split it, and Squadly does the arithmetic — including the cent that usually gets lost in an even three-way split.

03

See where you stand

One dashboard shows the net balance for every squad you're in — who owes you, who you owe, and the full history behind it.

04

Settle up on your terms

Squadly tracks the ledger; how you actually pay each other (cash, a bank transfer, whatever you already use) is up to your squad.

Built for shared money

Handled carefully, not just conveniently

Squadly tracks real balances between real people. Here's what that means for how we built it.

Passwords are hashed, never stored in plain text

bcrypt, industry standard — even we can't read your password.

Everything is encrypted in transit

HTTPS/TLS on every connection, with plain HTTP redirected automatically.

Your data goes only where you choose

Squad expenses are visible to your squad. Personal finance data never is.

Read the full security page

Frequently asked questions

Yes. Everything in Squadly is free during early access, with unlimited squad members and no credit card required. If paid plans are ever introduced, they will be announced in advance.

Ready when you are

Start your first squad in under a minute

Free plan, no credit card, unlimited squad members from day one.

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